TDHCA announces $69.6 million in COVID-19 related mortgage assistance

The Texas Department of Housing and Community Affairs (TDHCA) announced $69.6 million in Community Development Block Grant CARES Act (CDBG-CV) funds for cities, counties, local and regional nonprofits, and regional organizations to provide mortgage assistance through the Texas Emergency Mortgage Assistance Program (TEMAP). The deadline to apply for this funding is 5 p.m. April 12, but TDHCA recommends submitting applications on by March 5. It also will hold an online application workshop Feb. 18, 2021.

Register for the workshop.

The TEMAP program provides mortgage assistance to homeowners at or below 80 percent of the area medium income who have been economically impacted by COVID-19 to help provide housing stability during the pandemic. The program can pay up to six consecutive months of an eligible household’s mortgage payments, including mortgage arrears, with at least one of those months covering a month of future mortgage.

TDHCA is making the mortgage assistance funds available across 13 service regions in Texas for each of the following programs to ensure geographic distribution is achieved.

• Program A: $40,000,868 for non-entitlement cities and counties;
• Program B: $14,828,989 for CDBG Entitlement cities and counties and private nonprofit organizations serving an area no larger than one county; and
• Program C: $14,828,989 for regional private nonprofit organizations, including regional organizations such as Communication Action Agencies and Councils of Governments serving multi-county areas.

For Program Parts A and B, the minimum amount that may be requested in an application is $200,000 and the maximum is $500,000. For Program Part C, the minimum amount is the lesser of the amount available in the region for this Program Part or $200,000 and the maximum request amount is $500,000. Regional providers that indicate they will serve all counties in a region may request the full regional coverage amount available for this Program Part.

Application materials are at www.tdhca.state.tx.us/CDBG-CARES.htm, and applications are at https://app.smartsheet.com/b/form/95273230ce864d4fb00ff47151a2506a.

Register for email updates about TEMAP.

Questions about the TEMAP funds can directed to Erica Garza, CDBG CARES Manager, or Katie Wilkison, CDBG Program Coordinator.

Find additional information https://www.tdhca.state.tx.us/CDBG-CARES.htm.